Event Insurance

If you have an event that spans a few hours, a day, a weekend, even a season, a special event policy may provide the affordable coverage you need.

When you schedule a special event, contact Kevin Morency. He’ll let you know if the event is covered under your existing policy or if you need to add special events coverage. Our special events program includes:

    • General Liability, including spectator liability (up to $1,000,000/$3,000,000 occurrence/aggregate)
    • Premises & Operations
    • Products & Completed Operations
    • Damage to Premises Rented to You (Fire Legal) ($100,000 with higher limits available)
    • Personal & Advertising Injury
    • Newly Acquire Organizations – 90 days
    • Employees as Automatic Insureds
    • Volunteers as Automatic Insureds
    • Inland Marine Coverage (computer equipment, radios, ATVs, or golf carts)
    • Games of Chance – $50,000 maximum prize limit

Weddings, reunions, festivals, pony rides, barn dances, farmers markets, flea markets, concerts, fair booths, corporate events…let us know about your function and we’ll do our best to promptly find the coverage you need.

It’s easy to get started on your quote.

Our online questionnaire works great on smart phones, tablets, desktops and laptops. Just click to get started…

    • Complete the questions.
    • Click “Submit” when you’re done.
    • You’ll get a “Thank you” screen to tell you we received it.

Morency & Associates, Inc.

141 New Shackle Island Rd
Hendersonville, TN 37075

615-452-4532        (Office)
877-244-9090        (Toll-Free)
615-452-6580        (Fax)
Kevin Morency      (Email)

Phone or email Kevin Morency if you have any questions. By taking the time to discuss your needs, he can tailor an affordable business insurance solution that offers peace of mind, yet still deliver a quote quickly.

Note: This questionnaire includes a section for Liquor Liability. If you’re holding an event and charging for alcohol, Liquor Liability (also called Dram Shop Coverage) provides coverage and defense if you’re sued for bodily injury or property damage caused by intoxicated guests. Liquor Liability is only available if we provide the General Liability coverage for your event. If there’s no alcohol offered at your event, simply mark “No” at the top of page three and sign the questionnaire at the bottom.

Here’s a brief list of eligible events:

Animal Rides
Athletic/Sports Exhibitions
Auctions – Animal
Auctions – Home/Farm
Auto Demo Derby
Auto Shows (no racing)
Bachelor Auction
Beauty Pageants
Bike – Rides/Races
Bingo Games
Blood Drives
Bowling Tournaments
Campaign Headquarters
Card Tournaments
Casino Nights
Cheerleading Competition
Christmas Caroling
Clubs – Athletic Sports
Concerts (no mosh pits)

Concession Stands
Craft Shows
Dance Recitals
Demonstrations in Stores
Display Booths
Dog and Cat Shows
Dunk Tanks
Easter Egg Hunts
Exhibition Booths
Fairs (small to mid-size)
Festivals & Celebrations
Horse Shows
Kiddie Pulls
Markets – Farmers or Flea
Model Homes
Model Legislatures
Mud Events
Musical Events (no hard rock)
Parade – Participants & Sponsors

Petting Zoos
Pig Roasts
Punt, Pass and Kick
Refreshment Stands
Religious Meetings
Rodeos (no participant coverage)
Santa Houses
Sidewalk Sales
Singing Valentines
Social Meals
Special Gatherings
Tagged Fish Contests
Theater Performances
Toys for Tots
Tractor Pulls
Turkey Shoots
Volleyball Tournament
Weight Pulling Contests

Ineligible Operations:

    • Protest rallies or similar confrontational gatherings
    • Concerts featuring music with violent themes
    • Survival games
    • Events involving airports, aircraft, hang-gliding, parachuting, parasailing, rocketry, or hot air balloons
    • Events involving inherently dangerous activities, such as bungee jumping from structures, explosions, car crashes, or dangerous animals
    • Illegal activities
    • Stunting activities without appropriate barriers, such as monster truck demonstration in a parking lot